Now in Beta — 100% Free

See where your money actually goes.

Import bank statements from any bank, in any currency. Floo auto-categorizes, detects patterns, and gives you actionable financial insights.

No credit card required

Expenses

$0

Income

$0

Savings

$0

MONTHLY TREND

CATEGORIES

Food & Dining
32%
Transport
18%
Shopping
15%
Bills
22%
Other
13%

Health Score

A

Supports banks including

L
LCL
R
Revolut
B
BNP Paribas
S
Société Générale
C
Crédit Agricole
C
Caisse d'Épargne
P
La Banque Postale
B
Boursorama
C
Crédit Mutuel
P
Produbanco
P
Banco Pichincha
G
Banco Guayaquil
P
Banco del Pacífico
I
Banco Internacional
B
BBVA
S
Santander
C
CaixaBank
B
Bankinter
S
Banco Sabadell
D
Deutsche Bank
C
Commerzbank
S
Sparkasse
N
N26
H
HSBC
B
Barclays
L
Lloyds
N
NatWest
M
Monzo
S
Starling Bank
W
Wise
P
PayPal
L
LCL
R
Revolut
B
BNP Paribas
S
Société Générale
C
Crédit Agricole
C
Caisse d'Épargne
P
La Banque Postale
B
Boursorama
C
Crédit Mutuel
P
Produbanco
P
Banco Pichincha
G
Banco Guayaquil
P
Banco del Pacífico
I
Banco Internacional
B
BBVA
S
Santander
C
CaixaBank
B
Bankinter
S
Banco Sabadell
D
Deutsche Bank
C
Commerzbank
S
Sparkasse
N
N26
H
HSBC
B
Barclays
L
Lloyds
N
NatWest
M
Monzo
S
Starling Bank
W
Wise
P
PayPal
Privacy First

Built for people who want clarity

Not just another dashboard. Real insights that help you understand and improve your finances.

YOUR ACCOUNTS

R
Revolut$2,450.00
L
LCL Bank€3,180.50
P
Produbanco$890.25
TOTAL (USD)$6,775.19
Multi-Bank

All your banks, one view

Import statements from LCL, Revolut, Pichincha, Produbanco, and more. PDF, CSV, XLS supported.

EXCHANGE RATES

🇪🇺EURUSD1.0842
🇺🇸USDEUR0.9223
🇬🇧GBPUSD1.2634
ECB rates · Updated daily
Multi-Currency

Any currency, auto-converted

Track EUR, USD, and other currencies. Convert with real ECB exchange rates for a unified view.

SMART INSIGHTS

⚠️Food spending +20% vs average
All bills paid on time
📈Savings goal: 78% reached
HEALTH SCOREA
Smart Insights

Know what matters

Financial health score, spending velocity, anomaly detection, and cash flow forecasts — automatically.

Three steps. That's it.

From bank statement to actionable insights in under a minute.

Import

Upload bank statements in PDF, CSV, or Excel. We parse them instantly.

Analyze

Auto-categorization, pattern detection, multi-currency conversion.

Optimize

Health scores, forecasts, and clear insights to improve your finances.

Privacy by Design

Your data stays private. Period.

Built from the ground up with privacy as a core principle, not an afterthought.

No bank credentials stored

We never ask for your bank password. Import statements as files — your credentials stay with you.

Encrypted at rest

All financial data is encrypted. Your email is hashed with SHA-256 — even we can't read it.

No third-party tracking

Zero analytics trackers. No data shared with advertisers. No cookies beyond what's essential.

You own your data

Export everything anytime as CSV. Delete your account and all data is permanently erased.

Transparency

How We Handle Your Data

From upload to insight — here's exactly what happens with your information.

You Upload

Upload your bank statement (CSV, XLSX, or PDF). The file is processed in memory.

We Extract

Transactions are parsed and categorized. The original file is never stored.

You Own It

Export your data anytime as CSV. Delete everything with one click.

We Never

Sell your data, store files, track your behavior, or share with third parties.

Everything you need to understand your money

Powerful features wrapped in a clean, minimal interface.

Multi-bank import

PDF, CSV, Excel from any bank

Auto-categorization

Smart rules classify every transaction

Recurring detection

Find subscriptions and regular payments

Cash flow forecasts

Predict your next 30-day balance

Health score & insights

A-F score with actionable tips

Multi-currency

Real ECB exchange rates, auto-converted

Built together

Floo grows with you

Your bank isn't listed? Need another language or currency? Write to us in any language — we respond almost immediately.

Direct support

No bots, no tickets. Real people who understand your needs.

Every feature born from a user

You ask, we build. Every improvement comes from real feedback.

Your feedback shapes Floo

We're not just a product — we're a team working with you.

What's coming next

Features we're actively working on

Automatic sync via Open Banking

Connect your accounts and forget about manual uploads.

More banks & languages

Expanding support based on your requests.

Budgets & savings goals

Set limits, track goals, and stay on target.

Simple, transparent pricing

All features are always included. Choose the plan that fits your volume.

Free

$0/mo

  • Unlimited bank accounts
  • 500 transactions per calendar month
  • Full analytics, forecasts & insights
  • Multi-currency support
  • Export CSV & cash tracking
  • Upload data from any month or year

The 500 limit is per calendar month of the transaction date. Upload files with years of history — each month gets its own count.

Plus

$1/mo

  • Everything in Free
  • Unlimited transactions per month
  • No volume restrictions at all
Coming Soon

Pro

  • Everything in Plus
  • Automatic bank sync via Open Banking
  • Daily imports, no manual uploads needed

Your transactions imported automatically from your bank, every day. Compare with manual uploads or let it handle everything.

Coming soon

Connect your bank directly for real-time updates via Open Banking

In development

Ready to take control of your finances?

Join Floo and get a clear picture of your money in minutes. Free forever for basic use.